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Newbie....!!!!!! have I done?????
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thanks you lot - do not worry about appearing patronising as a grown woman who has literally squandered thousands of pounds I think I need to be patronised a bit - I have obviously been missing something!!!
contacted my cc lenders and asked to get interest reduced to 6.9% for life of balance - have to phone back monday to talk to proper people but they didn't say no!!!!!
made 160 today through quidco!!!!!! TRYING to get my head round matched betting and off to put some morestuff on ebay....
I figure if I spend my time saving I wont have time to spend, I am now off to query my insurance policies!!!
thanks to all of you!! you have been a fantastic help0
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