National Insurance errors discussion thread

heysham12

Should tax be deducted fron GROSS salary before National Insurance and Pension Contributions are made?

parcaleshka

Hi there,

I am Bulgarian and i use to work for 3 months part time job without a permission for work because our accountant said that while we waiting for our answer about our blue and yellow card I can work and I gave my husband National Insurance Number when they ask me to pay. Later when we understand that this is wrong and now when we have our permissions for work i need to apply for my oun National insurance number I dont know what to say if they ask me about if work before and if this will react on my husband because he is self employed and he don't have to be employed. Please help

50Twuncle

My wife earns £50 per week in a part time job - which is below the NI threshold - is it worth her making up the contributions and what will it cost her ?
She is 43 years old..... She has around 25 years built up already
I am assuming that this is possible

tarpond

I have earned below the minimums mentioned in Martin's article (£5044) and
I recently was advised that my NIC there are gaps tax year Apr 2010 to April 2011 .
I put as much detail as possible in a letter to
HM Revenue & Customs
National Insurance Contributions Office
Longbenton
Newcastle upon Tyne
NE98 1ZZ

In summary, provided evidence and do not wish to pay £36 as advised by HM Rev & Customs to continue
to be eligible for a full state pension if I work for another 16 years in addition to the 14 years that I have already worked since 1998.
(in other words to 'make the problem go away')

Steve_General

I'm in my early 50's and retired due to ill-health. I've paid my 30 years of NIC and so pay no NIC on a company pension I receive. Obviously I don't do any paid work but I'm fortunate enough to receive additional annual payments from my ex-employer which are linked to the commercial success of products which I co-invented when I worked there.

Unfortunately, my ex-employer seems to be as confused as I am as to whether NI should paid at all for these annuals awards (which are taxed as income), and if so, what Class they should be. Does anyone have any ideas?

Thanks, Steve

penguinx

I have paid way less than the minimum NI over my 45 years working because I have been abroad alot. So I dont get a pension. Fair enough. So I have paid for an insurance policy, but paid less than the minimum to qualify...I therefore feel that the money should be returned or refunded. But they cannt give me a straight answer everyy time I ask. I will use a private pension scheme and pay them the contributions instead. But they will not return my money. I would like to sue - with interest. Do I have a chance?

Torry_Quine

penguinx wrote: »

I have paid way less than the minimum NI over my 45 years working because I have been abroad alot. So I dont get a pension. Fair enough. So I have paid for an insurance policy, but paid less than the minimum to qualify...I therefore feel that the money should be returned or refunded. But they cannt give me a straight answer everyy time I ask. I will use a private pension scheme and pay them the contributions instead. But they will not return my money. I would like to sue - with interest. Do I have a chance?

That's not how NI contributions work and while you were here they entitled you to other benefits if you needed them. Also you may still be due some state pension depending on when you retire and how much you have contributed. You should get a pension forecast.

John_Pierpoint

penguinx wrote: »

I have paid way less than the minimum NI over my 45 years working because I have been abroad alot. So I dont get a pension. Fair enough. So I have paid for an insurance policy, but paid less than the minimum to qualify...I therefore feel that the money should be returned or refunded. But they cannt give me a straight answer everyy time I ask. I will use a private pension scheme and pay them the contributions instead. But they will not return my money. I would like to sue - with interest. Do I have a chance?

It is an employment tax, simple.
It softens the blow a bit by calling it "insurance" - there is tax on almost everything these days.
This particular tax does have a points system for loyal payers that has a payout in old age.

uknick

penguinx wrote: »

Do I have a chance?

You have 2 hopes, Bob Hope and No Hope

Lloydiebach

Hi, I work for an agency and my "work" days vary from maybe 1 to 4 days per week, and then sometimes nothing at all for 3 to 5 weeks at a time.
Yet for the weeks I have had more than the weekly NI threshold of £109 per week (2013 to 14) I have had to pay 12% as National Insurance Contributions.

Can anyone tell me if I can reclaim this back as my total earnings for that year was only £3872!
Or to put it another way can I claim that the annual threshold is 52 x £109 = £5668, and thus should not have paid any NI?
Thanks in advance, Roy