Who to pay

winner12

Hi all
All seems to not be well as I previousley thought
Tried to pay CAP 1 direct after my disaterous attempt with the FOS but it seems they have returned my payment
The thing is I dont know who to pay 2 DCA chasing it
Sent prove its but heard nothing back
Would still like to pay CAP 1 any suggestions has how to pay so it wont bounce back
Thanks

GeorgeUK

Write to Cap1 stating that there are 2 different DCA's attemting to collect this debt (is it on behalf of Cap1 or has it been sold?). State that you have not received a notice of execution and so do not know who now owns the debt or who payment is to be made to as Cap1 are not accepting payment.

winner12

Hi
George uk
Its been collected on behalf of Cap 1 and not sold on
Its states on their threatograms acting as agents

GeorgeUK

Then Cap1 should be able to tell you who the agents are. It's against the OFT debt colelction guidelines to have more than one agent collecting a debt at the same time. You could threaten to report them as they are definately in the wrong.