Need to raise £45K

getmore4less

I think we have to step back and think.

What ever advice you took failed to protect from the senario you are now in and there was a product available that would have achieved the ultimate goal that you had.

But for whatever reason you and your advisors failed to find it.

Given that, I think you need to listen to what people are saying and try not to compound the problem any further before decideing a course of action.

Not all the comment will be relevent(based on limited information) but here people out anyway they may have a point you have not thought of.

(like an offset plus if you had asked 2 years ago)