Mrs.Downie wrote: »
Shower alternate days is a huge no no! You gotta be clean!Then share. It might even be fun?:D
The sky is for the net, landline and sky package, we're on the lowest tarriffs of them all.Well, I am absolutely sure that others on here could get that a lot cheaper. And you need to reconsider whether you need mobiles on contracts.
You are right about the clothes, I do primarily use catalogues for clothing.Which is incredibly expensive even before you add the massive interest rates. STOP. Send them all back and do not even open another on if it arrives.
The insurance is as cheap as its going to get Hubby isnt 25 yet, he only has 3 years no claims and the car is a 1.8 there is no way to get cheaper insurance, we do shop around. Petrol is a necessity to enable Hubs to get to work and he does car share. It 6 quid a day to get him to and from work.Can you sell it and get something cheaper to run until he is over 25 and has more NCB?
Ahh yeah the other entertainment is the Gym that Hubby goes to, its the cheapest in the area and he's contracted in. BUt we could save 10.99 on love film
kerri_gt wrote: »
Just reading your other posts - does OH really need a 1.8 car? Could he sell it and get something more economical to get to/from work. Although he'll lose some of what he spent out orignally on his car, one with a smaller engine could not only lower his insurance, reduce his road tax and reduce the petrol spend.
Depending on what he gets for the car too, buying something smaller/more economical might mean there is a little extra £ to throw at your debts.
kerri_gt wrote: »
Have a look on some of the other threads for some challenges that might help you save some money - esp when it comes to groceries. There are two of us and 1 cat and we prob spend about £150 a month, that's one big shop and some little top ups. I am sure that if I did want to I could cut that down more, although we can afford that amount.
JS have an interesting thing on their site atm, where there are 5 recipies where all the ingredients cost under £20. They have a week 1 and week 2. I am sure that you could batch cook some of the meals and have portions in the freezer.
Once you clear the more expensive debts I am sure it will be a weight off, and you'll be able to deal with the 'cheaper' debts more quickly.
This first-time buyer wants your thoughts
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