We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage for discharged bankrupt.
On_the_up_2
Posts: 8 Forumite
Hello all, I'm looking to buy my ex-council house (now housing !!!. with protected RTB) I will receive approx 25% discount, which willl count as my deposit (hopefully!).
BUT....I have an unsavoury credit history, now many years ago. All that show are a settled current acct (no defaults) and my car finance (no defaults) and the search for said finance. fact the bankruptcy no longer shows on my Experian credit report. I have been on the electoral roll forever at the same address for 6+ years.
I've worked hard to get myself a 'safe' career with a reasonable wage, have no dependents, no partner. I was able to get car finance with a mainstream lender last year...what are my options? IF i have any that is!
I have looked on some banking sites and on my wage could possibly lend up to 91K, well above what I need.
Any help and advice appreciated.
BUT....I have an unsavoury credit history, now many years ago. All that show are a settled current acct (no defaults) and my car finance (no defaults) and the search for said finance. fact the bankruptcy no longer shows on my Experian credit report. I have been on the electoral roll forever at the same address for 6+ years.
I've worked hard to get myself a 'safe' career with a reasonable wage, have no dependents, no partner. I was able to get car finance with a mainstream lender last year...what are my options? IF i have any that is!
I have looked on some banking sites and on my wage could possibly lend up to 91K, well above what I need.
Any help and advice appreciated.
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards