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Mortgage for discharged bankrupt.
On_the_up_2
Posts: 8 Forumite
Hello all, I'm looking to buy my ex-council house (now housing !!!. with protected RTB) I will receive approx 25% discount, which willl count as my deposit (hopefully!).
BUT....I have an unsavoury credit history, now many years ago. All that show are a settled current acct (no defaults) and my car finance (no defaults) and the search for said finance. fact the bankruptcy no longer shows on my Experian credit report. I have been on the electoral roll forever at the same address for 6+ years.
I've worked hard to get myself a 'safe' career with a reasonable wage, have no dependents, no partner. I was able to get car finance with a mainstream lender last year...what are my options? IF i have any that is!
I have looked on some banking sites and on my wage could possibly lend up to 91K, well above what I need.
Any help and advice appreciated.
BUT....I have an unsavoury credit history, now many years ago. All that show are a settled current acct (no defaults) and my car finance (no defaults) and the search for said finance. fact the bankruptcy no longer shows on my Experian credit report. I have been on the electoral roll forever at the same address for 6+ years.
I've worked hard to get myself a 'safe' career with a reasonable wage, have no dependents, no partner. I was able to get car finance with a mainstream lender last year...what are my options? IF i have any that is!
I have looked on some banking sites and on my wage could possibly lend up to 91K, well above what I need.
Any help and advice appreciated.
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