We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Joint Tenancy

I wish to 'convert' my sole ownership of the house my wife and I share into a Joint Tenancy.

I would like to know the Notice /document that requires to be filed with the Land Registry.

Most sites on the internet just discuss "Severance of Joint Tenancy'.

Any help would be appreciated.

Comments

  • If you have a mortgage it might not be so simple.

    Best bet is to contact a local Solicitor that you can sit down and talk to about your needs.
    I am a Mortgage Advisor
    You should note that this site doesn't check my status as a Mortgage Advisor, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I second the solicitor route,
    If you have not made wills, it would be best to do these at the same time.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • zzzLazyDaisy
    zzzLazyDaisy Posts: 12,497 Forumite
    Part of the Furniture Combo Breaker
    If there is no mortgage, the paperwork for converting the ownership to joint tenancy is easy, you just need to give the land registry a ring and they'll send the documents out to you.

    However, if there is a mortgage you will need to speak to your lender, as her name will also need to go on the mortgage, which may mean that you have to re-mortgage - if you are on a fixed term mortgage it may be better to wait. But your lender should be able to explain the process to you.
    I'm a retired employment solicitor. Hopefully some of my comments might be useful, but they are only my opinion and not intended as legal advice.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.