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How to pay off extras in dribs and drabs

Hopefully in the next month i will have two IO mortgages.

I will be making regular over payments, but what i want to know is if i do some overtime and have for example £100 "spare", what's the best way of paying that off of the mortgage.

I assume there won't be a paying in book,and i'm not sure if i can pay the extra over the counter, although to be honest i hate having to go into town! I would far rather be able to manage this via the net.
Was a 40 a day smoker for 20 years.
Decided to give up, and haven't had a fag for 12 years.
Halfway through losing six stone.

Looking forward to early retirement.

Comments

  • Saver-Rob
    Saver-Rob Posts: 570 Forumite
    Mortgage-free Glee!
    With Britannia we can pay over the counter at the branch or make payments from our card over the phone. Currently we have a monthly direct debit set up as we overpay regularly. Yo will have to check with your bank/BS to see what the terms are.
  • Ah, telephone banking, never even thought of that.
    We're terrible, we both work shifts and take ages to get ourselves moving. Specially on night shifts!

    Mortgage companies are Abbey and Halifax
    Was a 40 a day smoker for 20 years.
    Decided to give up, and haven't had a fag for 12 years.
    Halfway through losing six stone.

    Looking forward to early retirement.
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