Early discharge?

Sparx71

Hello,

I went BR on 17/03/2010. The OR was satisfied there was no money to pay, and I got early discharge in September 2010. My name is no longer on the Insolvency website.
Does this mean I am now no longer Bankrupt? I have no desire to get any credit, but could I now?
And would it be ok to now have a bank account in my own name, instead of sharing the wifes?
I know I should have read all the documents and letters I received from the OR, but they're not really in laymans terms are they?!?

Keep up the good work all...tougher times ahead.

dojoman

Sparx71 wrote: »

Hello,

I went BR on 17/03/2010. The OR was satisfied there was no money to pay, and I got early discharge in September 2010. My name is no longer on the Insolvency website.
Does this mean I am now no longer Bankrupt? I have no desire to get any credit, but could I now? YES and very doubtful yet.
And would it be ok to now have a bank account in my own name, instead of sharing the wifes? YES
I know I should have read all the documents and letters I received from the OR, but they're not really in laymans terms are they?!?

Keep up the good work all...tougher times ahead.

Well done on your ED:T

Sparx71

Cheers, I got the ED letter when I returned from honeymoon...lovely pressie that was.
Thanks for the reply. Should I now start a Credit file cleanup?

dojoman

Sparx71 wrote: »

Cheers, I got the ED letter when I returned from honeymoon...lovely pressie that was.
Thanks for the reply. Should I now start a Credit file cleanup?

Yes, you could start to do that now.

Sparx71

Thanks again......