In bad debt again I feel so ashamed...

yung

review your contents insurance as you may be paying for covers that you don't need, like fridge/freezer contents, credit card, personal item taking out of the house, garage contents and so on. you might be able to specify what you want to insure on your contents an pay lower premium

anniee1981

We have had a look at our contects insurance but it is a very cheap price for what we need, we do have expensive items that we need to cover. But thanks for helping.

A x

rjm2k1

Hi, you don't detail the different loan/credit card payments, have you looked into snowballing to pay off the worst ones first?

Also, 48 quid per month is still quite a lot for tv/telephone/internet, do you really need the tv? You could buy a freeview box for 25 quid and save on the tv. I think I pay around 22 quid per month for internet+phone with ntl/telewest, could you knock the internet package down to a cheaper one with the same company?

Also, I personally would not bother insuring a PAYG phone.

anniee1981

I have listed the credit card and loan payment do you mean each month ? As for the TV we can't get freeview where we are and we need the TV/Telephone and Internet, I also have started my own business so need internet 24/7. I don't insure my PAYG phone it comes with my bank fee which I can't change at the moment.

A :-)