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Got my life back
andrea1968_2
Posts: 181 Forumite
Twenty minutes ago I paid my final outstanding debt in full. I've managed it a month earlier than I thought I'd be able to and February will be a struggle but I think it'll be worth it just to know I owe £00.00 to anyone.
It the first time in 21 years that I haven't got loans or credit cards to think about having to pay and it means I can start getting some money behind me to do all the stuff me and my fantastic other half want to do. He's been soooooo patient with me putting his life on hold while I got sorted and I can't wait for the rest of our lives to start.
Thanks to everyone on here who's given advice or just made me feel better about my situation compared to theirs, this site is a life saver and I'll still be on here because the hard part of keeping debt free starts today.
January 27th 2011 day 1 and counting........:j
It the first time in 21 years that I haven't got loans or credit cards to think about having to pay and it means I can start getting some money behind me to do all the stuff me and my fantastic other half want to do. He's been soooooo patient with me putting his life on hold while I got sorted and I can't wait for the rest of our lives to start.
Thanks to everyone on here who's given advice or just made me feel better about my situation compared to theirs, this site is a life saver and I'll still be on here because the hard part of keeping debt free starts today.
January 27th 2011 day 1 and counting........:j
2013 - Finally got the house we' ve worked so hard to get......now it's a life of diy and no money....couldn't be happier 😊
2020 - mortgage free target set 8 years and counting 🎯
Even the longest walks start with one small step....get your boots on.
2020 - mortgage free target set 8 years and counting 🎯
Even the longest walks start with one small step....get your boots on.
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Comments
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whooooooo hooooooo and many congratulations to you. What a fantastic achievement.
Post like yours are an inspiration to those of us just starting out, so thank you for telling us.
Can't wait for the day when this might be me!
Best wishes
Dolly x
Sealed Pot Challenge #1247 = £111.41/£5002011 Made on ebay to date £368.31 (exc P&P)Freebies £15 Amazon VoucherDFW Nerd * 1366, DFD September 2013 :jThe large print giveth, but the small print taketh awayTom Waits, Small Change :mad:0 -
well done xbsc 347:j0
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congratulations!
:T0 -
That's brilliant. We haven't quite got rid of ours yet, but on last little bit, and seeing it all go down, well, there's no feeling like it, is there?2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)0 -
Congratulations!!!
As dollybeads said, it's an inspiration to hear such good news! Well done!28.08.2009 Total Debt:= £21,518.59PaD total reduced: £209.660 -
Woohoo! Congratulations!! :beer:
Now comes the fun part of planning all the wonderful things you and OH can do with all that money you have free now! What a lovely decision to have to make!
:D DEBT FREE 3rd Sept 2011
(Debts at highest £15.8k Nov '08)
Student Loan paid off July 2014
First Direct Regular Saver #2: £2700 ** Santander 123: £13,106
Car Insurance/Tax Fund: £305 ** Present Savings: £525 ** Disneyworld Fund £1000 -
Congratulations! :jIt's not how far you fall - it's how high you bounce back.... :jHappiness is not a destination - it's a journey
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Congratulations!!!!!!!! That must feel soooooooo good. xx Proud to be dealing with my Debts!
Tesco:£12k Natwest: £640
Halifax: Paid off Jan 2011 - yay!
Sealed pot challenge #1291: £2.63
Out of the overdraft and staying that way!
Debt free: Within 5 years0 -
Thanks for your good wishes.
This board proves that no matter how deep in the brown stuff you get there is always a way out of it. I can't say its been easy but the feeling I got this morning was worth all the struggle.
I cant wait for next pay day and its not for the usual reason of paying off another chunk of money on what seemed like a never nightmare its just the fact that next month I can transfer it all into a savings account for once. Look at me getting all sensible with money :rotfl:2013 - Finally got the house we' ve worked so hard to get......now it's a life of diy and no money....couldn't be happier 😊
2020 - mortgage free target set 8 years and counting 🎯
Even the longest walks start with one small step....get your boots on.0 -
Well done!!
You're right, this site really is a life saver. It has helped me with a home for my savings (when I had some) and useful advice when a builder took it all. Without this site I would be in a much worse position than I am right now (Thanks Martin).
I expect you will now be found looking at the excellent savings forums and advice areas in this site. Well done a good luck for the future.0
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