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additional lending on my mortgage

So I called up my mortgage company with whom my flat is mortgaged with with, and asked about "additional lending" ofcourse they ran through the numbers and said I was able to borrow up to 10K I was ofcourse pleased,

my question is they sent me a form with details of both applicants myself (and my mother) whos name is on the mortgage although I pay the mortgage and am the only income in my flat and live here alone (dont live with my mum I'm not Norman Bates), so I enclosed details of her as the second applicant but enclosed my payslips and bank statements, will they require hers too? or will they take into consideration MY affordability and wages since I am the payer of the mortgage..?

I tried asking them but they cannot shed any light at present since the post is in transition to them

Comments

  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Why is mums name on the mortgage? could you not afford the property yourself?
    Did your mum put down the deposit ?
    Deposit,LTV,INCOME,credit score, age and resson why you want another £10K will be taken into account
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