Stopping Stupid Teens abusing loans

PNPSUKNET

He soon will have a cifas marker, so wont last for long

ILW

OP

Try to ensure he does not start making applications in your name.

Sounds like an ungrateful little !!!!!! to me.

[Deleted User]

when they tele just tell them he has nothing to do with you are your household and you have no idea how they can conact him

Emmzi

ask for a marker to be put on your credit file so any applications for credit have to be referred to you and go through security. This will stop him taking out loans in your name.

riverboat2001

Coveredinbees!!!! wrote: »

get a air horn, might not stop the calls but will make you fell better when you blast it down the phone

Or the other thing is to just leave the phone next to the TV, let them listen to Cash in the Attic etc....does my head in anyway:rotfl:

kev.s

Emmzi wrote: »

ask for a marker to be put on your credit file so any applications for credit have to be referred to you and go through security. This will stop him taking out loans in your name.

correct, i had to do the same after ID fraud, it does work as any legitimate credit applications will be referred to you for your password.

your nephew is abusing your trust & hospitality, i'd be putting him straight, buck up or ship out!

geoffky

well done for you...it is too easy to give up on people who have gone off the rails..I admire you and respect you are trying to help the lad who hopefully will grow up and sort himself out and one day thank you for all the effort you are putting in on making him a decent human being...put all your cards in a safe place (if you have any) and if it goes too far remember you have gone a lot further in helping him than anyone else was prepared to but for your sake kick him out if you have to.

immoral_angeluk

You cannot help those that do not want to help themselves. If he's in trouble with debt then point him in the direction of the free advice agencies, but as the others have said it would be worth you taking precautions to protect yourself against applications in your name.

sp1987

If he has other problems aside from debt (difficult upbringing etc) may it help him to seek some professional advice (e.g. CAB etc) or possibly a support group for people who have had a troubled start in life or similar?

I don't know if I'm speaking out of turn there but just thought I'd put it in.

Esoog

sp1987 wrote: »

If he has other problems aside from debt (difficult upbringing etc) may it help him to seek some professional advice (e.g. CAB etc) or possibly a support group for people who have had a troubled start in life or similar?

I don't know if I'm speaking out of turn there but just thought I'd put it in.

Most people with troubled upbringings I've met would find that suggestion highly amusing