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Lloyds online loan app

Can anyone who has in depth knowledge or who works for lloyds tsb tell me whether it makes any difference applying in b ranch or over the internet for a loan. I know in branch they can tell you of any preapproved limit etc but is that the only difference ??

Comments

  • In branch is more strict in that they do an affordability study to ensure that you can afford the repayments.
    Online I don't think that they do that.

    However in reality the answer as to whether they will lend to you should be the same - it depends on what is more convenient for you.
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