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Fixed rate ending, LTV 100% options?

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  • FCRangers
    FCRangers Posts: 76 Forumite
    Bought my house with my girlfriend 5 years ago for 80k mortgage and 5k loan part from Northern Rock. We've just come to the end of our fixed term but are looking to fix. If we move from Northern Rock what happens to the loan part of the mortgage? It's around 3k at the moment? Also how to mortgage compaines value your house? and is there much difference between banks/ mortgage compaines?

    Rob
  • pippa80
    pippa80 Posts: 248 Forumite
    There's a good article on the site about overpaying vs saving and when you should choose which (including a calculator):

    http://www.moneysavingexpert.com/mortgages/mortgages-vs-savings
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    FCRangers wrote: »
    Bought my house with my girlfriend 5 years ago for 80k mortgage and 5k loan part from Northern Rock. We've just come to the end of our fixed term but are looking to fix. If we move from Northern Rock what happens to the loan part of the mortgage? It's around 3k at the moment? Also how to mortgage compaines value your house? and is there much difference between banks/ mortgage compaines?

    Rob

    What's the approximate value of your property?

    This will determine your options for remortgaging.
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