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Near Prime 85%???

Does anyone know of a near prime mortgage company which do 85% LTV. Perfect credit history apart from a default 4 years ago. I have been told by my broker that the minimum a near prime broker will go to is 75% LTV. With the default being 4 years old and a clean history since then I am desperate for a lender who will manually look at an application and not just a computer. I have desperately saved to my limits for a 15%.

Any advice greatfully received.

Comments

  • catieeb06
    catieeb06 Posts: 576 Forumite
    Depends on the type of property, type of borrower that you are but near prime lender Kensington will go up to 80%
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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