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Need a loan and some advice please!

ACDC1978
ACDC1978 Posts: 52 Forumite
Hi,
I'm a bit stuck at the moment, I got myself into a bit of financial trouble a few years ago after my partner died and it's all come back to bite me.

As it stands I owe £3000 in total and am paying out a whopping £500 per month before any of my £800 wage is mine.

Due to this debt, obviously my credit rating has been obliterated and I'm not sure if I can obtain a loan to consolidate my debt and have one easy repayment each month.

Can anyone help?

Thanks in advance

Comments

  • redpete
    redpete Posts: 4,738 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    People will need to know who the debts are with, how much each is and the interest rate you are paying on them before they can make useful suggestions.
    loose does not rhyme with choose but lose does and is the word you meant to write.
  • MFWannabe
    MFWannabe Posts: 2,473 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi
    You would be better posting on the debt free wannabe board and posting an soa using the one on www.makesenseofcards.com
    The people on there are really lovely and will give you some great advice
    MFW 2025 #50: £1989.73/£6000

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    12/08/25: Savings: £12,000



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