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Hi Guys,
1st time posting on here, so I am sorry if I have asked the same questions at all!
Firstly, I, like a few people have got themselves into a pay day loan problem ( I hate these companies :mad:) and I have a very bad credit rating, due to defaulting on store cards and phone bills. Do you know anywhere that will offer me a loan without a guarantor?
Again I am sorry to ask the same question!
1st time posting on here, so I am sorry if I have asked the same questions at all!
Firstly, I, like a few people have got themselves into a pay day loan problem ( I hate these companies :mad:) and I have a very bad credit rating, due to defaulting on store cards and phone bills. Do you know anywhere that will offer me a loan without a guarantor?
Again I am sorry to ask the same question!
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Comments
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Hi Guys,
1st time posting on here, so I am sorry if I have asked the same questions at all!
Firstly, I, like a few people have got themselves into a pay day loan problem ( I hate these companies :mad:) and I have a very bad credit rating, due to defaulting on store cards and phone bills. Do you know anywhere that will offer me a loan without a guarantor?
Again I am sorry to ask the same question!
Unfortunately the answer is NO there is not.
Also don't even bother typing in loans for bad credit on a search on the internet as all these companies are not loan companies,they are companies exploiting the likes of yourself who have bad credit.
If I was you should really have a good look on the debt-free wannabe thread...0 -
Agree with above; get yourself over to the Debt free wannabe board and they will give you some great advice on how to pay off these debtsMFW 2025 #50: £1139.75/£600007/03/25: Mortgage: £67,000.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
07/03/25: Savings: £16,5000 -
No decent lender will touch you with a barge pole if you have a history of not paying your debts. You can't blame them, really - why would they take the risk? As others have said, if you post on the debtfreewannabe board you will get lots of help in managing your finances so that you can live within your means without having to take on even more debt.I used to think that good grammar is important, but now I know that good wine is importanter.0
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no chance, need to wait 6 years from default , credit union is only sensible option,The world is full of usury.
Use microsoft excel to write down all money in and all money out.
! Take Control !
http://www.unicef.org.uk/
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How would you pay such a loan back.
You've defaulted on accounts, you've resorted to payday loans.
Get a grip and start to get it sorted instead of getting another loan you clearly can't pay back.
Go over to the debt free wanabee board, fess up everything and get some decent advice to get yourself on the road to recovery not more misery.0
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