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Birmingham Midshires?

Anyone had any dealings with them?

They've offered me a mortgage although my credit rating is well erm not great however will soo be Debt Free bar the mortgage?

Any feedback welcome

Merci x
Isn't the knowledge that comes from experience more valuable than the knowledge that doesn't?

Comments

  • AndrewSmith
    AndrewSmith Posts: 2,871 Forumite
    Very good efficient company, good at what they do. fast turnaround times.

    Owned by Halifax Bank of Scotland Group.
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    Yes indeed - very quick, and have a good on-line system for brokers to process applications on
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Magic we were approved today for 180k bit worrying though as we thought top line on our salaries was 130k?

    Anyhoo Thats brill thank you very very much wish me luck hopefully buying a new place !
    Isn't the knowledge that comes from experience more valuable than the knowledge that doesn't?
  • on BM, ive currently got a mortgage with them and am considering moving to halifax, as they are part of the same company is it likely halifax will want proof of income and other paperwork, or will it be a simple sign here procedure
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    Different lender and whole new application - full underwriting required


    HTH
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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