Mortgage broker or direct to bank

metaldud

I went to see a mortgage broker with countrywide based in a frank innes branch but after getting home from my first meeting i have read nothing but bad things about them (countrywide). he is not whole of market either just 11 lenders covered.

The main thing i worry about is that everytime i would go to a bank there will be a credit check made and added to the file.

GMS

A whole of market broker will be worth a visit.

Would you be prepared to pay a broker a fee for finding a direct lender for you,i.e one who does not deal with a broker? That way you would cover all angles in one visit or phone call

metaldud

GMS wrote: »

A whole of market broker will be worth a visit.

Would you be prepared to pay a broker a fee for finding a direct lender for you,i.e one who does not deal with a broker? That way you would cover all angles in one visit or phone call

I suppose that could be an option. i will look at a whole of mortgage broker as i have just found one close by.

herbiesjp

Make sure to find out up front what fees would be payable to the adviser.

metaldud

herbiesjp wrote: »

Make sure to find out up front what fees would be payable to the adviser.

Thanks i rang and made sure that there was no fee unless we decided to go through them with a mortgage and then it will only be on completion of sale.