Question about Halifax / Lloyds On-line mortgage balances

herewegoagain2010

Does anyone know if this change over will mean that the Halifax will show you a daily balance rather than the monthly one on-line?

Anyone with Lloyds at the minute? What do you get daily / monthly?

Thanks Heg

CathT

I have a halifax mortgage but wasn't aware of this so will be interested to know the answer. Halifax are currenly quite slow to update aren't they.

LilacPixie

i'm interested too... currently with halifax. I am also wondering if the changover will mean the ability to pay little bits online too

herewegoagain2010

It would be great to see the daily rate o/s rather than last month's figure and then the total with the interest added. I don't understand why it's so outdated, if you pay the interest daily you'd think the balance would update daily!

I hadn't even thought about easier payments Lilac. I'd overpay a lot more if I could send payments on-line. It's a hassle to call up and make a tiny payment op, when it costs you £1 in phone calls. It would be great to send all the dribs and drabs on-line.

Think I'll going to pop over to the bank accounf forum, to see if anyone can help over there.

LilacPixie

I was thinking of a keep the change type thing.. We bank with them too so being able to sweep loose change in account to mortgage would help my MF date alot i think. I wouldn't miss 3.34 but wouldn't call up to make such a payment. I only pay over £100+

herewegoagain2010

You've got me thinking and planning Lilac. I'm in the same boat and use their on-line banking. It would be great to send over the balance of housekeeping money rather than is hanging around and getting lost in the next week. I could send my oddments from quidco and pay-pal money too. Please let our dreams come true lol! x

CathT

I do send smaller amount from barclays account to top up big OP but we could sneak in so many extra pennies if they made it easier for us!