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Can I get a Mortgage with BFPO address?
jimimack
Posts: 6 Forumite
Hi, I am based overseas and have a BFPO address. My wife and I sold our last property last year before we moved away and now we would like to buy somewhere in the UK to rent out for a couple of years while I am still posted overseas. Then on our return to the UK we would live there ourselves.
Is it going to be difficult getting a mortgage with a BFPO address? How can I check my credit when I do not have a UK address?
Is it going to be difficult getting a mortgage with a BFPO address? How can I check my credit when I do not have a UK address?
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Comments
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No mate, i got one fine been at my bfpo address for 11 years before i applied for a mortgage, don't forget you can claim for LSAP too0
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oursimplemoney wrote: »Hi Jimimack, i work as an independent financial adviser and I am sure i have done a few of these in the past. You should be able to do a buy to let with a BFPO address subject to the other various lending conditions being met of course. You would also need a 25% deposit. email me at [EMAIL="spam@spam.co.uk"]spam@spam.co.uk[/EMAIL] if you want any more info.
Regards
Steve.
OSM, please stop advertising for business.
Read the forum rules and stick to them, or you will shortly be deleted...Act in haste, repent at leisure.
dunstonh wrote:Its a serious financial transaction and one of the biggest things you will ever buy. So, stop treating it like buying an ipod.0 -
Hi, I am based overseas and have a BFPO address. My wife and I sold our last property last year before we moved away and now we would like to buy somewhere in the UK to rent out for a couple of years while I am still posted overseas. Then on our return to the UK we would live there ourselves.
Is it going to be difficult getting a mortgage with a BFPO address? How can I check my credit when I do not have a UK address?
There are lenders totally happy with this - assuming you fit all other criteria/lending policy.I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
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Who is your current lender? What is your current rate and what rate do you go on to after your current deal expires?I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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We're currently with HSBC and moved off a fixed rate to their standard variable rate, currently around 3.75% I think.
Thanks0
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