We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Loan Providers and credit checks
iwantoneplease
Posts: 194 Forumite
in Loans
Just wondered how far back loan providers checked on your credit files is it the full 6 years?
I know Back Horse only go back 3 years as I spoke to them yesterday, does anyone know abou Zopa?
I know Back Horse only go back 3 years as I spoke to them yesterday, does anyone know abou Zopa?
0
Comments
-
6 years...0
-
While they may only ask for three years of address history, the CRAs will be able to link this back to six years of credit history, so I'd hazard a guess that there was some confusion in question and answer.iwantoneplease wrote: »I know Back Horse only go back 3 years as I spoke to them yesterday
If they are taking information from CRAs it will go back six years.
If you want to borrow from Black Horse, move fast. They're closing to new business from 1st March 2011.0 -
They are still financing cars though, you see them on a suprising amount of back street "banger" lots."We want the finest wines available to humanity, we want them here, and we want them now!"0
-
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards