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I did it - I really, really am debt free TODAY!!

245

Comments

  • Well done, my DFD is miles away but all the stories on here make you determind to do it.
    Enjoy your meal
  • just starting my mammoth task first payment to cccs is going out on 1st feb....
    :D
    Big huge congratulations to you :beer: xxxxx
  • Fisyear
    Fisyear Posts: 59 Forumite
    Congratulations backinbusiness, you must feel ecstatic, well done to you :beer:. I spoke to Payplan yesterday as it has got to the stage where we cannot deal with all our payments. I am not sure what to expect at the moment, but hopefully one day I can announce that we are debt free, it will be a long time yet, but one day :o.
    May Grocery Challenge - £280.26/£250 (includes all food, toiletries and takeaway's for a family of four)
  • Well Done - I know I still have a long way to go, but everyone who gets there gives me hopethat I will too!!

    Make £10 a day June 103.04/300


    Declutter 2018 in 2018 3/2018

  • Congratulations! It's hard work but def worth it.

    Enjoy your celebration tonight :beer:
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Huge congrats! I got some news from my accountant today which knocked off a nice whack from my total, which means I'm pretty close to halving my starting number; you must feel overwhelmed and very very happy! :D
  • Neato
    Neato Posts: 413 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Massive amounts of congratulations!
    I hope you enjoy living a debt free lifestyle :D
    Overdraft: PAID:D
    OU Course Fees: PAID:D
    :money:Now to save for mortgage... :money:
  • Thanks to all. Petepetepete - I am both overwhelmed and extremely happy. It's not been a long haul but having spent the last 18mths or so analysing spreadsheets, tweaking figures here and there and generally monitoring my finances like a hawk I hope to be able to cut myself a little slack. My attitude towards money, debt and the devil's work interest has changed completely. From paying hundreds of pounds in bank charges, late payment fees, interest etc I now begrudge paying for - well ANYTHING! My children say I am tight - I prefer the term careful! This will benefit them in the long run too I hope, as I've shared the (edited) highlights with them. It's a great feeling - what was I thinking all these years beforehand?
    DF :grin:
  • jojitsui
    jojitsui Posts: 403 Forumite
    Part of the Furniture Combo Breaker
    Congrats :)

    Hope your enjoy your meal x
    Make £10 a day, October 2023 - £105/£310
  • Well done, very pleased for you. My DFD is still won't be for two years but I am already imagining how good it must feel!
    Dec 2011, LBM No. 2: Total debt [STRIKE]£49,034[/STRIKE] Jan 2012: £47,466
    Pay one debt 2012 #59: Tesco credit card £69 paid / £476 left
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