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Loans APR
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This is not a good idea; anything 'added' to your mortgage is a secured loan.hi, im still wondering whether to accept this loan.The other thing i was thinking of was getting a further advance on my motgage which would be chaeper.What do you think
If you really do have a good crecit rating then you may be better off getting a 0% credit card or low life of balance card to transfer some or all of the debt to.
What are your current debts and APR's?MFW 2026 #50: £3,583.49/£25,00007/03/25: Mortgage: £67,000.00
Mortgage:
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0000 -
hi;
Mortgage owe £42500
Virgin Credit card owe £5000 APR 18.9, about to go up to 24.9
BOS Credit card owe £5000 0% APR until NOv
Thats it
Salary £440000 -
what do you think0
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If i pay loan off early i will be charged £2000
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Seems a reasonable rate for the amount. However no one on here can tell you what to do.0
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