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Please help! Not sure what to do!
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SeriouslySeekingtoSave wrote: »God, how is this legal?! (I know it's not ethical). For lending institutions to not advise people correctly.
My concern for you is that, yes rates are low now but they can't stay that way so you need to build up your buffer while you can.
Trouble is, even if they had advised us at the time to have an investment/ repayment vehicle in place, I would have had no money to do so!
It is very scary, and I know that we are at the lowest possible rates at the moment, so it scares me even more that I am struggling to keep things together now - not sure what I will do when rates start to go back up!0
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