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Halifax Mortgage Promise.
metaldud
Posts: 38 Forumite
Yesterday i went to see a mortgage advisor at halifax and was given a mortgage promise for £135000 after a credit check.
I am now hoping to try my girlfriends bank Natwest to see what they could offer but am worried that another credit check will look bad on our credit files when getting a mortgage.
Any help would be great as i hear the Halifax check is a "soft credit check".
I am now hoping to try my girlfriends bank Natwest to see what they could offer but am worried that another credit check will look bad on our credit files when getting a mortgage.
Any help would be great as i hear the Halifax check is a "soft credit check".
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Comments
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Wouldnt it be better to see a whole of market broker who could do this shopping around and get one check sorted rather than you walking up and down the high street?I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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Would a whole of market broker charge alot though to just check around for us to see what is availible?0
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Depends on the individual but most would not charge a fee until completion, if at allI am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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no go to someone who charges zero, they make a fee on the deal they get you, we saw a guy a few years ago, with only a 10% deposit and he said go to hsbc direct. he was a family friend though..
halifax didn't seem to be competitive for me, have alook on hsbc, but go see someone qualified0
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