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my soa after being debt free for 5months
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SShhhhhhhhhhhhhhhhhhhhhhh0
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Hey PAP
Well done hun, that's a nice place to be, debt free and with savings
Just wondered why your internet is so high and whether 'househeeping' includes food too?
Hope you spend the £99 with a bit less control than the rest
Leason learnt :beer:0 -
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ok ok i'll admit it i was very very harsh and my comments weren't required. I'm sure PAP does do things aside from the internet with whats left and as long as she is happy that is all that matters
so i apologise
WIllSShhhhhhhhhhhhhhhhhhhhhhh0 -
LIH ~ basically i did have an internet package for £17.99 but there customer services were dire and i was always being cut off.. i am now with btyahoo and although £25 ish sounds expensive i would rather pay the extra... it has certainly payed me back

Rusco ~ the fun is the internet and my online game... unfortunatly/fortunatly i dont like to go out partying/clubbing/getting drunk i am easily pleased :rolleyes:
yung ~ thanks hun... i have got them in a high ish savings account and then near the end of the tax year they will go into my isa (also accumalating money at the mo)
beerhunter ~ my rent is the house keeping which also supplys most of my food (although i dont eat alot) and some drinks... i do how ever buy treats using the leftovers...
jessicamb ~ thanks jessica... it was a hard slog but these pulled me through
Willsnarf1983 ~ :rotfl: sometimes it feels like it but no i do go out sometimes very rarely though :rotfl:
Annando ~ £50 is sometimes £40 the £50 is a months pass the £40 is 20 journeys... i work out the cheapest and decide which one to buy... sadly i cant get a discount
lynzpower ~ lyn i got debt free with your help... my savings are for my car... a holiday next year and the final thing towards a flat... yes i do agree... it could be put towards my career but then i would have to give up f/t mmmmm :rolleyes:
immoral_angeluk ~ thanks hun
sophiesmum ~ thanks hun
the bike insurance was to cover me if i have a accident more than theft...
moozie ~ hiya my little moozie :rotfl: yes i do spend the rest with a little less control but you know... with your challenges and everything :rotfl:
Willsnarf1983 ~ will dont worry hun :A
right i am off for a while now... sisters borrowingthe pc... thanks for all your comments :A0 -
Hiya pop
Arent you doing so well
cant beleive it's been so long since you got debt free - feels like only last weel
Great on savings front.Ive got a wee green eyed monster meI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
i know beenie... doesnt time fly... i must say although from the outside ie not going out and not having the lastest gadget (ummm ignore the sig :rolleyes: :rotfl:) my own little financal structure (ie savings) is going well... to me that is what will make me a sucess in life and not to be where i was a few months ago and maybe in years time with tripple (or maybe more)... i am happy right now saving what i can comfortably and although my friends roll their eyes when i say i save as much as i do i dont care... i enjoy my life as it is and thats all that matters

good luck in all your debt free quests you will all get there some day... and i will be the first to congratulate you0 -
Rusco wrote:Where's the money for fun!!??? :rotfl:
Quite! Saving is great (I presume you have a goal in mind? Something you are saving for?) but at the end of the day, you can't take it with you, so make sure you live a little.
Also ~ do you have a pension?0 -
Ms_Piggy wrote:Quite! Saving is great (I presume you have a goal in mind? Something you are saving for?) but at the end of the day, you can't take it with you, so make sure you live a little.
Also ~ do you have a pension?
mmm yes very true but i dont have time to have any fun... i do live... in my own little way
yep i have a company pension which gets taken from my wages
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Where do u live then PAP?
and what hobbies do you have out of interest?
WillSShhhhhhhhhhhhhhhhhhhhhhh0
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