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Help please re ill health retirement

I would appreciate any advice on retiring early on grounds of ill health and claiming pension. I have a small Teachers Pension fund built up and I will have to claim this. Don't know anything about this as I didn't expect to be doing this yet. I am 50 and have been told I have less than a year. Am devastated, shocked, scared and broke. As I work as a supply teacher in one of my jobs I am not classed as being on a contract for work so on the days I work I am 'employed' and on the days I don't I guess I am technically 'unemployed'. I also have a part-time contract with a university as well until June 07. Is there any state help too? Husband still working. Can't do the school teaching job any more (health) and not sure how much longer I can do the university work.
What to do next? I have asked union and someone is coming to see me next week but any other help would be appreciated.
You - only you- will have stars that can laugh :rotfl:

:starmod: Debt-free:starmod:

£2 Coin Savers' Club - Christmas due on 25/12/06! £[STRIKE]142.00 [/STRIKE][STRIKE]16/07/06 [/STRIKE][STRIKE]£150.00 [/STRIKE][STRIKE]21/07/06[/STRIKE] [STRIKE]£158 2/08/06[/STRIKE] [STRIKE]£166 28/8/06[/STRIKE] [STRIKE]3/10/06 £198 [/STRIKE]25/10/06 £214 :xmassmile
DFW Nerd 137:j
Proud to be dealing with my debt

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