just had a creditor phone me up

Insane.simon

Egg just called me to say my account is in arrears with them. i replied that i was having financial difficulties and that i was seeing the CAB, they wanted a ref number and i didn't get one.
i did say that whilst i had no money, there was a token payment on it's way to them to prove i was trying to pay what i own.

dancingfairy

cool - sounds like you handled it well. Maybe next time you speak to CAB you can get a reference number to give them. Hopefully egg will update their system with the info and leave you alone for a bit but if they do get annoying then there is a letter you can send requesting all contact be in writing and if they still persist in harassing you then you can report them but fingers crossed for you.
df

Insane.simon

Already had to send that letter to MBNA as they were constantly ringing my landline. mobile and even my workplace (Bosses weren't amused!) MBNA also have a token payment on it's way to them.. who wants to bet that they'll cash it then start ringing me again? :P