Update on me

john_kent

Hi everyone.

I havent been on here for ages as my life seems to be sorting itself out.

I still have big debts , but thsi christmas will be a first for me.

It will be a first for 15 years with no credit card
It will be a first when I will actually have money budgetted for prsents.
It will be a first when I actually come through christmas with money left over.

I have budgetted everything in my life now.
I argue prices down where I can ( garage, tradespeople etc...)
I use all the Pigsvback and so on sites . These alone will pay for christmas presents.

SO just stick to your plans and all will look a lot better in 6 months

lynzpower

super John. I wondered where youd gone still with us very much I see

Wicked :T

exessexmum

Well done!! This is also our first Christmas paying for stuff with real money, it's a good feeling isn't it?

angelavdavis

Good for you John!!! What a positive way to start 2007 too!!!

:beer:

CFC

Well done, and well done for posting your result! I'm sure it will be an inspiration to many people who are struggling on here.

Queenie

:T :T Excellent JK :T :T

And well done to exessexmum too! :T

JAMIEDODGER

hi queenie, up early as usual i see:wave:

John...well done, nice to see all your hard work is paying off! Im like that too, I dont have a credit card anymore, I pay cash for most things that I can and still check prices making sure I have good deals wherever possible.

I have most of xmas presents sorted out, Im not spending huge amounts this year, mind you I didnt last year either. Its a good feeling isnt it:D

piratess

i think the greatest feeling when Christmas comes is looking at the presents your children and family open and knowing that your not going to have to spend the next 12 mnths paying for them! ... This is how it was for me provie loans etc ... but this year Im doing it with cash MY cash and its a great feeling !!!!

well done XX

Red_Fraggle_3

Congrats - I give my mum £20 per month to pay for Christmas (well think I need to make that £30 next years lol) But when other people are looking at the credit crad bills I'm giving mum that first £20 in Jan - everyone thinks I'm mad but I am happy with it and feel good - hehe