budget - argh - loads more than I thought

rising_from_the_ashes

Norfolk_Jim wrote: »

If you want to hold onto basic Sky, when you call them to cancel they will ask why - if you tell them you are having a tough time with the finances and need to make savings they will very likely offer you a range of reductions and a reduction in number of packages - so for example you might go from a full package to minimum package and 50% off for 3-6 months or any combination in between.
Getting rid of Sky is the default advice but if you find it too much to give up its worth being aware of this before speaking to them

I can also only get Sky (can't get a TV signal here) - have you considered switching to Freesat: £20 one off payment and you still get a reasonable amount of channels.

Like the others, there are some things that will have to go/be cut back in the short term till you get back on track...

Sky 0
Food 300
Fun shop 0
Birthdays 30
Hols 130
Xmas 20
Meals @ work 24
Snacks 15
Drinking 40
Meals out 30

This cuts nearly £474 off your monthly spend!