Your Money or Your Wife (C4)

SkintMonkey

Has anyone seen this programme?

Ruby_Pudding

Yes - not a patch on Spendaholics or Bank of Mum and Dad in my opinion

davethecue

I watched it and was very disappointed. No real info to help
Her target of reducing the 'wife's' debts by 7k in a month was achieved by selling her car for 6k and selling other 'unwanted stuff' on ebay(I think)
No mention of balance transfers/cheaper loans/etc#
She gave her a pre pay credit card with a daily allowance on it and then showed her withdrawing money from a cash machine with no mention of extortionate charge for doing this
Also don't know what the bank thought of one of their managers' wives running their finances like this. Did she not get very good advice....!

spaghetti_monster

I thought it was a bit boring really. The same formula as other reality make-overs.
And like you say, no real information or useful advice!

Cazzdevil

Spendaholics is much better.

JohnInDebt

It's not a debt busting programme like Spendaholics. They seem to focus more on the people involved rather than their debts and getting them down.

I can reduce most peoples debt significantly within the first month, sell car, sell items on e-bay (nothing new there!!!). It very briefly said that you should pay off the higher apr's first but that was about it.

So far I have seen 2 people with assets to sell to bring the debts down and by judging by next weeks programme it looks the same again! Let's see them do it with no assets to sell off immediately!!

lynzpower

2 things about it

They are usually asset rich- both this and last weeks involved selling a good nick car and a loads of designer gear.

They usually are "stupid spenders" of the spend for fun variety. So theres a lifestyle change -testing them in a shop really does my head in. Resolve is easy at the beginning. its the long haul when your clothes are falling apart or your kids are on your case, thats the hardest i think.

Id love it if they came to my house to see what Ive got left to sell. Aside from my appliances & basic furniture, theres nothing left!

lauren_1

What a load of old pap, spendaholics sooo much better

lynzpower

IO have a problem with spendaholics too BTW- there were 2 cracking example of why the last time I watched on BBc3

they way they say you have loads of aftershaves- you only need to use 1, go and get one made for you its only 100 quid or wahtever it was ( use up your aftershaves, you wont need to buy any for about 2 years!)

"if you spend £2 on a loaf of bread thats gives you the same feeling as a shopping spree" ( £2!!!!)

"buiy loads of shelves & furniture for your office - could ve freecylced for it, or saved up/ begged/ borrowed/ gone to car boots if it was NEEDED

nrsql

Saw an episode and found it really aggravating.
It also didn't look very believable - as though it was a bit set up.

The woman running things looked like she had been given a script and was trying too hard to make it look like she new what she was doing.

lil'H

I have to say it's a pretty pointless one, really wonder how longer the participants change their ways for, as it really didn't tackle the consequences or causes of their debts. Think spendaholics goes far more in depth on sorting out the causes of debts, though have to say they aren't as tough as the old DFW SOA attack on reducing spending and dudgets to a minimum!

Lil'H