charged with fraud

thelongdefeat

Can anyone please advise me. Five years ago I had to get a loan to cover spiralling debts. I got trapped in the spiral of debt and being too afraid to tell my husband (very abusive and aggressive) and because I was too afraid to tell him I had to keep up the charade and continue to live and spend as normal. Anyway, everything came to a head and after some terrible times paid most of debts; except the loan which I pay every month be d/debit.
Today, my husband went off on one of his horrific abusive spews and phoned the police and wants me charged with fraud.
He says he wants to destroy me and my career - I'm a teacher.
I've been sick all day; had to take day off work.
I'm going to leave at the end of the month but have to stay now 'cause have literally no money. Can he do this to me even though he knew about it - me signing his name. I've paid it faithfully.

McKneff

Of course he cant.

He sounds like a right pig.

You dont have tohave any money to walk away.

Google for your nearest Womens Shelter and get the hell out of there.

Good luck, and if you need any more support, keep posting.

soolin

If you forged his name to get a loan then yes he can prosecute you, whether or not it will be taken seriously is of course another matter.

Regardless of that though I echo the post above and would urge you to find a refuge and get out now. Even a court case has to be better than living with someone who makes you so afraid.

scotsbob

There are three separate issues here. Firstly your inability to control your spending and getting into debt. Secondly your dishonestly forging a signature to fraudulently obtain a loan and thirdly your abusive husband.

Your question is can he have you charged with fraud. The answer to that is probably yes. If he were to notify the lender then it is possible that you would be placed on a blacklist and find it difficult to obtain credit or certain financial products in the future.

I am wondering if he is angry because of the financial situation that you have created and because he has learned that you were "living a charade" which no doubt will affect him and others in the family as well.

If you think that leaving him will solve all your problems, including your financial ones, then that is the way to go. It means you will no longer have to put up with his anger and he will no longer have to live with your spending habits and charades.

joolzpop

They would have to prove you forged the signature. As you are paying the loan this might not be a huge priority to them. If he knew about it why didn't he just sign it himself? As for your career you wouldn't neccessarily be stopped from being a teacher. Unless you were imprisoned you couldn't be sacked unless they refer it to the GTC. I have read about lots of cases where people have been charged with worse and it hasn't been deemed to affect their ability to teach or they have only had a reprimand put on file.

montrose5

Looking at your post your husband seems to have been a willing party to you signing his name. If this is the case, yes you have committed an offence but so has he.Obviously this can't be condoned but it would be hard to prove that he's not known about it (especially if you have a joint bank account).The bottom line is 'prove it'.I wish you all the luck.
Never underestimate the predictability of stupidity