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Alternatives to wonga

2

Comments

  • McCuddly
    McCuddly Posts: 281 Forumite
    If the OP wants to know, theres WageDayAdvance
  • adamh20
    adamh20 Posts: 5 Forumite
    McCuddly wrote: »
    If the OP wants to know, theres WageDayAdvance

    thanks any others? any other suggestions other than payday loans?
  • neas
    neas Posts: 3,801 Forumite
    borroe off family or dont borrow at all.
  • Hax
    Hax Posts: 890 Forumite
    adamh20 wrote: »
    i will be able to pay them both back in the next few months.

    These loans are meant to be taken as an advance on your next pay packet. The fact you are saying that you will be able to pay them back over the next few months indicates that you are unable to afford this type of loan.

    As others have said, it's a slippery slope that you are about to embark upon. These companies will try to reclaim the full amount on the date you have agreed - whether the funds are there or not. Tread VERY carefully!

    Do you have anything of any value you could sell instead? For example, if you have an iPhone4, you could sell that on ebay and raise most (if not all) of the money you need!

    Failing that, are there any family members who could help you out?

    What about your employer - could they give you an advance for you to pay back over three months?
    My posts are my own opinions based on my experiences and info gathered from sites such as this.
    They are not a substitute for professional financial advice - but you knew that already didn't you? ;)
    VSP 2011 - Member #25 - Started 6th December 2010 - Total As Of 4th May 2011 (21 weeks in!) - £323.67/£500 - So far so good!
  • Apples2
    Apples2 Posts: 6,442 Forumite
    Do you understand why you are in arrears??

    It seems you are spending more than you are earning and are unable to keep up with your normal outgoings.

    Can you REALLY afford to repay at least two payday loans on top of your current outgoings??

    What is going to happen next month, and the month after? I guarantee you, a lottery win is not around the corner.
  • Mikek_3
    Mikek_3 Posts: 65 Forumite
    You are a FOOL cop yourself on and get another job if you have one and if you dont have one get off your fat !!!! and get one.

    Stop fooling yourself and messing with this sort of crap.
    What makes you think you will be able to pay back more than you cant pay at the moment.
    Christ people like you make my blood boil, when will you learn you cant get out of debt by getting in to more debt?

    DONT DO IT, go out and earn more money doing ANYTHING ANYTHING
    Stop whinging get off your !!!! and do it
  • Mikek wrote: »
    You are a FOOL cop yourself on and get another job if you have one and if you dont have one get off your fat !!!! and get one.

    Stop fooling yourself and messing with this sort of crap.
    What makes you think you will be able to pay back more than you cant pay at the moment.
    Christ people like you make my blood boil, when will you learn you cant get out of debt by getting in to more debt?

    DONT DO IT, go out and earn more money doing ANYTHING ANYTHING
    Stop whinging get off your !!!! and do it

    Come on, tell us what you really think. :D
    DFD: 21st June 2012
  • Mikek_3
    Mikek_3 Posts: 65 Forumite
    Come on, tell us what you really think. :D

    Someone has to say it,no frills or beating around the bush just get up and fix the problem and not extend it or push it down the road.

    The op is just going to make the the problem bigger if he borrowes off these blood sucking c!!ts
  • Just to make people aware FLM-QUICK offer paydayloans at

    199% APR

    yip not a typo less than 200%

    just thought id say........

    :money:
  • Hax
    Hax Posts: 890 Forumite
    edited 8 January 2011 at 9:05PM
    Just to make people aware FLM-QUICK offer paydayloans at

    199% APR

    yip not a typo less than 200%

    just thought id say........

    :money:

    But these require a guarantor. You'd have to be bonkers to be a guarantor and thereby risk being pulled down by someone else's payday spiral.
    My posts are my own opinions based on my experiences and info gathered from sites such as this.
    They are not a substitute for professional financial advice - but you knew that already didn't you? ;)
    VSP 2011 - Member #25 - Started 6th December 2010 - Total As Of 4th May 2011 (21 weeks in!) - £323.67/£500 - So far so good!
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