My long Journey to be debt free

sickofdebt2 · 5 January 2011 at 4:16PM

Hi just wanted to put it in writing

loans total ...... 32,110.51
cc ..................... 12, 700.00
loans are being paid at £ 870.68 a month and cc as much as i can a month

dancingfairy · 5 January 2011 at 4:46PM

Sounds good - have you been through all your regular bills to see if you can save anything extra?
Spending diary to identify any black holes/bad habits you may have?
Good Luck - it'll be good to see your progress.
df

rising_from_the_ashes · 5 January 2011 at 4:49PM

Best of luck, yes it can take a long time but it's def worth it.

Admitting there is a problem is the 1st step!

Might be worth doing a SOA and having other have a glance at it to see if obvious savings leap out (often to easier to see on someone's rather than your own!)

glittermonster · 5 January 2011 at 4:54PM

Good luck!

sickofdebt2 · 5 January 2011 at 5:10PM

Thanks to you all for support ,yes an soa is the next step ,when i can face it ,i will deffinatley be a regular poster with how im doing ,on my long journey once again thanks for support x

dollybeads · 5 January 2011 at 5:57PM

Thank you for your post, I am in a similar position and new to this site today. Your signature at the end is inspiring. I look forward to seeing your posts on here and hearing how you do. I am off if I can face it to do the SOA!!!!

nerak_y · 5 January 2011 at 6:35PM

I just posted my SoA today as well, so far the advice and kind words have really eased how i am feeling about it all!

Good luck to you guys too!
kx

sickofdebt2 · 6 January 2011 at 8:34AM

thank you all for kind your words x

sickofdebt2 · 7 January 2011 at 11:16AM

loans total ...... 32,110.51
cc ..................... 12, 700.00
loans are being paid at £ 870.68 a month and cc as much as i
can a month

my loans now total
31,799.55 its going down and i feel positive

**Amy** · 7 January 2011 at 11:18AM

Thats great that you feel so positive, its really fab when you can see the debts going down.

Keep up the good work

Amy
x

sickofdebt2 · 7 January 2011 at 4:14PM

Hi Amy ,
its funny because before christmas i was in despair i had applied for a consolitation loan for 24k and got declined , i was devastated ,but then it hit me ,its time to change ,knuckle down and sort myself out ,this site is brilliant really helpful ,i have done a load of batch cooking freezers full no more wasting money for me .

My long Journey to be debt free

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