Unsucured Loan For £4000

hivez

yeah just listed companies however none really for my situation

tbourner

So have you tried phoning all of them? It's a bad time for loans, if your credit is even slightly bad you're not likely to get one, especially without securing against anything. I don't think you're going to be able to get one.

I was in the same boat, tried getting an overdraft or credit card extension from my bank but they said no, I had a £16,000 limit on my credit card which they reduced to £3200, they wouldn't put it back up to £7000 to pay off a car finance so I could sell the car - very frustrating. I've now sorted out my finances the correct way so I'm paying it off slowly without consolidating - I guess that's what you're going to have to do.

hivez

lol so all this, and you just say... there isnt one for you? end of the day... I earn alot, Im not in any reall debt, my credit rating will be poor but not the worst... and I cant get a loan, why do you guys try and beat out all these fine details to then just generalise and say there is no companies out there offering you this... learn from this post guys, the next person who asks the question I did, just say, there is none! saves you time aswell,

Thanks

zppp

hivez wrote: »

lol so all this, and you just say... there isnt one for you? end of the day... I earn alot, Im not in any reall debt, my credit rating will be poor but not the worst... and I cant get a loan, why do you guys try and beat out all these fine details to then just generalise and say there is no companies out there offering you this... learn from this post guys, the next person who asks the question I did, just say, there is none! saves you time aswell,

Thanks

It's not that 'there is none'. You have had a number of suggestions, but I think your pent up anger shouldn't be released on people who are answering your question and trying to help you.

You may have to come to terms with the fact, however, you may not secure credit at the moment. That's not my fault, or that of the other users of this site.

Other than what advice has been given, how else was it we could help today?