mortgage application

tiff90

hi just after a bit of general advice. 3 months ago me and my partner had a mortgage offer and were buying a property but the purchase fell through.
Since then my partner has changed jobs. We are hoping to go for another house soon but as my partner has only been in his current job for just over 2 months would we be able to get a mortgage? We were getting a mortgage through his bank, but with current circumstances would it be better to go to a broker?
Thanks in advance.

dwsjarcmcd

It depends on the lender and whether he is on a probationary period. He will probably need to wait until that is over before the mortgage can complete, but you can still apply and let your lender have proof by way of an employers letter.

I would speak to the bank first to find out their criteria as they were obviously happy to lend based on his previous job. If it is just that, then I wouldn't worry.

tiff90

thanks for the advice, dont think he is on a trial period but will get that double checked and then try and get an appointment with the bank.

catieeb06

Some lenders take the opinion that as long as he has been in employment for a continuous 12 months with no breaks- so gone from one job on the Friday and started the new one on the Monday then that might well be ok. Again, it all depends on him being in a probationary period and if so, how long it lasts for.