We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

gas and electric

well im on pre payment meters and although its cheaper for direct debit they want a credit check any suggestions as to what to do ?

my credit rating will be bad

Comments

  • When we moved a year ago they all did credit cheques on me for all utiliteis and i was a undicharged bankrupt a the time and they all went through fine with no prob.

    id give them a ring
    :j WILL GET THERE SOON :j

    WATCH OUT FOR THE PIG FLYING PAST!!

    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
  • saubryn
    saubryn Posts: 610 Forumite
    How long have you been with your utility company on pre-payment? Is there a debt on the meter?

    I used to work for NPower and the stance they took was if theres no debt, you've been a customer a year, and you're going on direct debit they would just accept you no matter what your credit was.

    I'm not sure what other companies do, but its likely to be about the same kind of terms.
    DFW Nerd No. 140 :)
    Status as of 30/11/12
    [strike]Rent 2500 Council Tax 800 NlPower - 800[/strike][SIZE=-2]:j IF - 8000 :(British Gas - [strike]112[/strike] - 102 Lloyds - 1123
    Barclays - 306 Barclaycard 1,123 HSBC - 200 Capital 1- 400 Barclayloan - 4500[/SIZE]
  • thanks ive just phoned up that switch company that someone mentioned and he done it all for me , i would have to pay to have the meters taken out which i cant afford so he has changed me to npower i will save 3% not many options on the prepayment meter but i do get £15 cash back

    lol im getting into this money from nothing lark i like it
  • whatatwit
    whatatwit Posts: 5,424 Forumite
    Part of the Furniture Combo Breaker
    Well done, the only benefit of a pre-payment meter is at least you can't run up any debts.
    The only further saving to be made now on those bills, is to try and use less.
    Have a look on the Old Style board for tips on reducing usage. :T
    Official DFW Nerd Club - Member no: 203.
  • Xbigman
    Xbigman Posts: 3,924 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Try looking at Ebico (https://www.ebico.co.uk I think). They are flat rate so your prepayment meter won't work out dearer.
    Regards



    X
    Xbigman's guide to a happy life.

    Eat properly
    Sleep properly
    Save some money
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.1K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.