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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Hope you're having a lovely time. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Hope you are enjoying it!!:D
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hope you are enjoying it!!:D

    It's all right if you like that kind of thing - which fortunately I do :T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Morning GG, enjoy the sun for me too :)

    It stopped raining about an hour ago, but looks like I will start again any moment :eek:

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Hope you are having great hols.
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Wages in :)
    :dance::dance::dance:Do the money shuffle, yeah yeah :dance::dance::dance:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • FloppyDisk
    FloppyDisk Posts: 864 Forumite
    Tenth Anniversary 500 Posts
    Crumbs is it the end of the month already, this year is flying by!! Bet your money shuffle flew by as well!
    Mortgage Apr 18 £417,894 BTL Mar 18 £162,857
    Mortgage now -- £350,085 BTL now --- £162,668
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    All shuffled out - doesn't take long :(.

    30 days to payday :eek:

    41 sleeps till holiday :)

    A few weeks ago I opened a new Reg Saver with NWide @2.5%. But it's irregular :rotfl:. The only restriction is you can only pay £1250 in a month till July, then the new 15k total comes in so you can fill it. No requirement to make a payment every month and can make as many as you like (oh, they may regret that :rotfl:).So my little savings pot is going in there :T. I did have to message them to get the details to pay in but first transfer made and received :j. So, to steal a phrase from Ed, my Freedom Fund is sitting at £73.77. I'll be out of here in no time :D.

    Chuffing freezing here. Well, outside anyway as heating is on inside :o. A few hours in the garden is looking v unlikely :(. To Do list to follow.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 26 April 2014 at 9:50PM
    Suspect this may be more of a To Do than a Ta Da list, but written yesterday so I'm claiming a few victories already ;).

    • [STRIKE]Book car in to get lights looked at[/STRIKE]
    • [STRIKE]Take car to get lights looked at[/STRIKE] DONE, lights adjusted and no charge :T
    • Book car in for windscreen chip repair
    • [STRIKE]Meal plan[/STRIKE]DONE, though not very inspired or MSE - basically went through a SW magazine :o
    • [STRIKE]Food shopping[/STRIKE] DONE and mucho bargains in mr m AND I remembered to use my £5 voucher
    • [STRIKE]Birthday card and present[/STRIKE] DONE, bargainous present with 75% off and it was exactly what I wanted :T
    • New home card Oops. Forgot :o
    • [STRIKE]Return clothes to Primarni[/STRIKE] DONE
    • [STRIKE]Buy few random items from town[/STRIKE] DONE
    • Cut grass
    • Weed garden
    • Sort out new rental agreement
    • Get rental agreement signed (long story)
    • Sort out managing btl for friend
    • DS moving house stuff
    • [STRIKE]Update ISS account to let them know I'm back from hols so Rick the astronaut can email to say when he'll be overhead :rotfl:[/STRIKE] DONE
    • [STRIKE]Drop off pressie[/STRIKE]
    • Visit MIL
    • [STRIKE]Parcel from PO[/STRIKE]
    • [STRIKE]Diesel[/STRIKE] DONE
    • [STRIKE]Beautify myself :cool:[/STRIKE] DONE
    • [STRIKE]Washing[/STRIKE] DONE
    • [STRIKE]Pop to empty btl to check and collect post[/STRIKE] DONE
    • [STRIKE]Hospital visit :([/STRIKE] DONE
    • Write list of jobs for 'my man who does' for later in the month
    • [STRIKE]Update Consumer Pulse (they keep pestering me :rotfl:)[/STRIKE] DONE
    • Aldi for new postbox for btl - Sunday
    • [STRIKE]Few things to cook from meal plan[/STRIKE] DONE
    • Ebay - leave feedback
    • [STRIKE]Update pension spreadsheet [/STRIKE]
    ADDED:
    • Make mortgage spreadsheet for the wonderful clippy girl ;) WAITING FOR FIGURES
    • [STRIKE]Buy new windscreen wipers[/STRIKE] DONE - £35 :eek:
    • Take round to DS's when I go for dinner tomorrow (:T) and remind him that's what I grew him for :D.
    • [STRIKE]Transfer £5 from voucher to savings[/STRIKE] DONE

    That should keep me largely out of mischief :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • newgirly
    newgirly Posts: 9,346 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Wow that's quite a list, good luck!
    MFW 67 - Finally mortgage free! 💙😁
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