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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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Comments

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    nattypants wrote: »
    Unfortunately not going away anywhere, however no need as apparently where I stay receives more sunshine than any other place in the UK;)
    That's because you are there Nats :D. Or is it shining out of your........ :rotfl:.

    1157 days :).

    and/or 75 days :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • HelenDaveKids
    HelenDaveKids Posts: 3,177 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Coming to yours then NP, after our short but very soggy break in June.
    Drinkie poos in the garden!

    Need to be looking at booking for next easter but brain can only cope with assignments.
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • ocemeer
    ocemeer Posts: 414 Forumite
    271 days to go (or 28 days until holibobs)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    For various reasons I haven't updated accounts since I came back off holiday, so 17 days worth of transactions to go through :eek:.

    See you tomorrow :D.

    Once I've finished on here obviously :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    gallygirl wrote: »
    Interesting development on btl I want to sell. Couple would like to buy it, timing may be right if they have some time to save deposit. We've agreed to get it valued and see if it is feasible. Would be great all round but can't see it coming off tbh. Here's hoping though :).
    .

    Hope this does come off for you, wonder what you'd do with the cash?
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    QB_Wolf wrote: »
    Hope this does come off for you, wonder what you'd do with the cash?
    Buy a cheaper (to buy and run btl) and a sports car with the rest.





    Well, ok, OP the rest :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture Combo Breaker
    Good luck with the cheaper BTL GG :)
    and the [Strike] flashy lovely new sports car [/Strike] Huge OP which will take you one step close to MF-dom :rotfl:
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    You're a proper property junkie!! ;)
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Pension update finished :eek:. I'd made a lot of changes before hols and hadn't updated spreadsheets, plus have added country weighting which took a LONG time.

    Other accounts to do but as sun is shining will do some gardening till later :).
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm toying with the idea of a BTL (or two) by using some money out of our ISA's (since the interest is rubbish)

    But we can't decide to do it soon or wait till we are MF (think 10 years to go or 3650 days)

    Wondering where to start researching etc
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
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