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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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Comments

  • catshark88
    catshark88 Posts: 1,099 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Fabulous news re the £400!
    "Have nothing in your houses that you do not know to be useful, or believe to be beautiful." William Morris
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I can't get any :( will need to come home and steal yours :rotfl:
    Plenty funeral homes which I've not applied for :D. And burgers :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    well done GG , extra OP i think??!!
    It will go in offset so yes, it is an OP. But not as much fun as making proper OP on btl mortgage.

    Hmmm....... could keep me going in Tilly Tidy's for a few years though :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Is it just me or does everyone seem a bit down in the dumps on here? Too many hours being worked, too many weeks till payday and too long till spring I think - though weather hasn't been THAT bad and the sun has got his hat on today :j.

    I know that's how I'm feeling and I'm lucky enough to have just had a holiday so hate to think how everyone else is :eek:.

    No money to Tilly Tidy. Nothing exciting happening.

    Well, reading this has taken 20 seconds out of your life that you're never getting back :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • TallGirl
    TallGirl Posts: 6,236 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi Gally, thanks for the jumping smilies yes there are a lot of gloom around. Holidays are fab and £15 is well worth it.

    Well done on the MS I don't apply for the funeral homes either done one that's enough for me.
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • skint_spice
    skint_spice Posts: 13,445 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I was getting a bit down but January has gone so in my mind spring is around the corner:D
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,445 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh and I've just seen Beckham in his undies - all good;)
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Oh and I've just seen Beckham in his undies - all good;)
    Happy Thursday everyone :D

    david-beckham-underwear-hm-ads.jpg
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Looks just like Mr T :T:T:T
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • quintwins
    quintwins Posts: 5,179 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    gallygirl wrote: »
    Is it just me or does everyone seem a bit down in the dumps on here? Too many hours being worked, too many weeks till payday and too long till spring I think - though weather hasn't been THAT bad and the sun has got his hat on today :j.

    I know that's how I'm feeling and I'm lucky enough to have just had a holiday so hate to think how everyone else is :eek:.

    No money to Tilly Tidy. Nothing exciting happening.

    Well, reading this has taken 20 seconds out of your life that you're never getting back :rotfl:.

    Not here lol, i'm only ever depressed when i'm sick lol, the rest of the time i'm quite positive :) but then i suppose i do have a little mini holiday to look foward to :)
    DEC GC £463.67/£450
    EF- £110/COLOR]/£1000
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