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THE FUTURE IS ONE BIG CHALLENGE AFTER ANOTHER for 3Dogs ....... and friends

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  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    You two. Bless you. All is well. I am a bit tired so will have an early night had a busy day at work today and achieved lots. Bit cream crackered so time to call it a night i think.
    Aiming for a minimal spend 2022
  • Mr_3Dogs
    Mr_3Dogs Posts: 448 Forumite
    Goodnight Kit, sleep well after you check your sugars etc.

    Evening Beanie, apart from the snow are you well?
    Ha'way the Lads - SAFC
    Enjoying life to the full
  • 3Dogs
    3Dogs Posts: 14,092 Forumite
    Night Night Kit - you get your beauty sleep hun ;)
    :( Mr 3Dogs 3-7-12 :( 3Dogs'Mam 31-3-13 :(
  • 3Dogs
    3Dogs Posts: 14,092 Forumite
    Mr_3Dogs wrote: »
    Goodnight Kit, sleep well after you check your sugars etc.

    Evening Beanie, apart from the snow are you well?

    I texted Kit so she is doing that now

    Bet you thought you couldn't get more fed up of snow that you were Beanie? Don't know when all this will end
    :( Mr 3Dogs 3-7-12 :( 3Dogs'Mam 31-3-13 :(
  • beanielou
    beanielou Posts: 95,627 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Apart from snow Im good Mr 3dogs.
    sw~Sleep well hun x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Aesop
    Aesop Posts: 23,773 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on your find Mr 3Dogs :)

    Beanie, did you get better insurance quote? some good advise on Make £10 a day January thread.
  • beanielou
    beanielou Posts: 95,627 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I wasent looking for insurance or if I was Ive forgotten :eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • 3Dogs
    3Dogs Posts: 14,092 Forumite
    I got a phone call this morning from CCCS following my message to them yesterday when I told them I had paid my DRO fee. The guy ran through my draft application again with me on the phone, and we amended my fuel costs (upwards of course with rising costs especially of heating oil) and my food bill (downwards to compensate) and he then submitted my application electronically to the Insolvency Service. So that's it, my application is in. The IS will hopefully pass my application, then write to me and eventally my creditors to inform us of the DRO, although I will be able to check the IS register myself to see if it goes through, that way I will know quickly
    :( Mr 3Dogs 3-7-12 :( 3Dogs'Mam 31-3-13 :(
  • Aesop
    Aesop Posts: 23,773 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    I wasent looking for insurance or if I was Ive forgotten :eek:

    whoops! sorry! got you confused with someone else. maybe it was Nohope... whoops :o
  • Aesop
    Aesop Posts: 23,773 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    3Dogs wrote: »
    The IS will hopefully pass my application, then write to me and eventally my creditors to inform us of the DRO, although I will be able to check the IS register myself to see if it goes through, that way I will know quickly

    :j:j:j:j:j:j:j:j

    here's to even more good news this week!
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