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FIRST POST, FIRST STEP..feeling down
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Hi. According to my figures you have £99.23 per week to spend on anything including food, going out, clothes etc. I note your SOA is missing a few things like transport, water, TVL etc. Have you covered every thing? If so I suggest you write this amount in a little note book every Monday and keep a note of what you spend by subtraction. This will prevent further overspend. Carry forward any you have over and ignore your bank balance. The gym will have to go, of course, but there are lways cheaper ways to keep fit.
Good luck, the figures are as follows:
income weekly monthly
self 1297.00
partner
total 0.00 1297.00 divide by 4.33
£299.31
£299.31 total weekly income
spend weekly monthly
rent/mortgage 435.00
council tax 90.00
elec 20.00
gas
water
secured loans
TV licence
fines
gym 70.00
cdl 200.00
cc1 40.00
cc2 12.00
total 0.00 867.00 divide by 4.33
£200.08
£200.08 total weekly spend
Start= income - spend = £99.23 per week0
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