Firstplus Loan - Help needed please!!!

mrs_skint

Good Luck Teen, at least you're doing something about it and there's loads of guys on the DFW forums who genuinely want to help xxx

halifax71

Can I suggest the OP actually reads the link that I provided? Progress is being made. Clearly the OFT have found Firstplus’ administration of the loan rate variances to be in breach of regulation, so maybe if the OP followed the advice and put more pressure on OFT to actually disclose the requirements placed upon them this might result in rates being lowered.

We have got to this stage by banding together at www.firstpluscomplaints.co.uk and forcing the issues. It has taken 2 years of complaining to get this far. We moved our discussions to our dedicated forum due to the condescending remarks from the high proportion of the holier than thou brigade on this forum. I should point out that there are some helpful posters here and it is the first stop for many, hence why I keep providing updates.

Join the fight – don’t just sit back.

ILW

Teen_the_Drama_Queen wrote: »

Errrr ILW - £75,000 for a house?? Where do you live? Cloud cuckoo land?

Cheers themull1 - I'm definitely out of this thread now.

Wales, NE England, etc etc look on Rightmove, £30k more and you could buy one in Kent 25 miles from London, there are thousands.

mrs_skint

£110k for a house in Kent?! Where??? I live in Kent and mine is priced nowhere that!

ILW

mrs_skint wrote: »

£110k for a house in Kent?! Where??? I live in Kent and mine is priced nowhere that!

How'sthis for starters, there are loads.

http://www.rightmove.co.uk/property-for-sale/property-22631911.html

redpete

BAILEYS6904 wrote: »

OP, I would seriously advise heading over to the debt free wannabe board and posting up a SOA (statement of Affairs). It gives everyone (including yourself, its a real eye opener sometimes!) an overview of what you have coming in, and what you have going out, what the shortfall is etc. People can also advise on a way to get you on an easier path.

I'll save the OP the time and effort of exposing their spending to the world on DFW...

Pay your council tax over 12 mths instead of 10.
Check that you are getting the best deal on gas, electric and phone using one of the comparison sites.
Go to the Old-Style Moneysaver board and see how to feed a family of 4 for 80p a week.
That TV package is a luxury that you can cut by using Freeview or Freesat.
You don't need an emergency fund, this is an emergency.
Don't buy any more clothes for the next 6 months.
Get you hair cut by a friend for nothing.
Do you need 2 cars, can't one or both of you get a bike or use the bus?
Do some bar-work in the evenings.
You can't afford the contract for the iPhone or Blackberry that you just signed up to, change it to a cheap PAYG and stop using the phone.