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Why and how long for does a credit card app effect a mortgage application?
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evosy1978
Posts: 652 Forumite
Hello,
Ive recently applied and been accepted for a credit card. I also applied and was accepted for a credit card 2 months ago.
Were going to be looking for a mortgage in around 2 months time.
So my first credit card will have been 4 months ago by then.
second credit card will have been about 2 months ago by then.
I have a very good credit rating, no debts, healthy deposit, thats me and my partner.
Why does a credit card app effect your mortgage chances?
How long does this last for?
Thanks for any advice
Ive recently applied and been accepted for a credit card. I also applied and was accepted for a credit card 2 months ago.
Were going to be looking for a mortgage in around 2 months time.
So my first credit card will have been 4 months ago by then.
second credit card will have been about 2 months ago by then.
I have a very good credit rating, no debts, healthy deposit, thats me and my partner.
Why does a credit card app effect your mortgage chances?
How long does this last for?
Thanks for any advice
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Why apply for 2 credit cards in the space of 4 months?0
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