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Are they any fixed deals for 90% ltv?
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skaps
Posts: 2,255 Forumite
Am going to have to remortgage from October unless the svr works out to be cheaper, but am wondering are there any 90% ltv rates out there?
MFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different
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Am going to have to remortgage from October unless the svr works out to be cheaper, but am wondering are there any 90% ltv rates out there?
Which lender are you with and what is their SVR?I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Halifax and its 3.5%, thought I would go onto this but am worried about future rate increasesMFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different0
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Sensible to consider future rises but you will not get a rate like that with a remortgage. Are you happy to pay extra for the security of a fixed rate?I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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Just wanted to find out what is available atmMFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different0
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Speak to Halifax closer to the time but what is available today could be way off what is available when you come to remortgage.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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Work on overpaying if you can.
A combination of that and favourable property prices could open the door to 85% deals.0
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