Not so much of a lightbulbt moment, more a sick feeling in the gut!!

mrs_bellamy

thats scary, coz thats what i spend on food! so at the moment there is nothing but the basics being covered!!!

I have signed to Greasy palm as the cat is going to need to be insured now (second big accident in 2 years) but thats another monthly expense. Any ideas on how to bump up greasy palm payments? What else can i do? Contacts are going, mobile is going, phone is being reduced and am asking OS for help with food. Have also sent off form to cash in £100 worth of premium bonds. Where should this money go? I am thinking storecard, but is that the best way(it does have the highest APR)?

I really want to start seeing this balance reduce. Does everyone go through this? I am wishing the weeks away to next payday so I can pay another installment on the debts!

thanks so much for your help, really feel positive about this now. Your stories, community spirit and advise are amazing. What a fab team you guys make!!!