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2nd debt free Christmas :)
kittykat100
Posts: 534 Forumite
Hi everyone and Merry Christmas,
Well here I am cooking the dinner with laptop in hand and realised its nearly 2 whole years since discharge! 1 year to go and I will be free from the IPA.
Just a little message to say that time really flies, and it only seems like yesterday I was sitting in the court with my 500 quid and 38K of debt about to leave me.
It hasn't been easy and the anguish leading up to Bankruptcy and the subsequent OR interregation was painful to say the least, but the relief when it was all over was undescribable. I now have no credit cards or credit but I also have no huge debt, people knocking on my door, telephone ringing every hour or nasty letters coming through the letter box. We spent 10 pounds on each other for Christmas presents but about 50 pounds on the Christmas Lunch! lol
Anyway, I hope everyone has a great day and spare a thought for me who has to go to work at 3pm
Kittyx
Well here I am cooking the dinner with laptop in hand and realised its nearly 2 whole years since discharge! 1 year to go and I will be free from the IPA.
Just a little message to say that time really flies, and it only seems like yesterday I was sitting in the court with my 500 quid and 38K of debt about to leave me.
It hasn't been easy and the anguish leading up to Bankruptcy and the subsequent OR interregation was painful to say the least, but the relief when it was all over was undescribable. I now have no credit cards or credit but I also have no huge debt, people knocking on my door, telephone ringing every hour or nasty letters coming through the letter box. We spent 10 pounds on each other for Christmas presents but about 50 pounds on the Christmas Lunch! lol
Anyway, I hope everyone has a great day and spare a thought for me who has to go to work at 3pm
Kittyx
Life is sometimes a bit pants but occasionally you can wear your french knickers!
0
Comments
-
This is our 2nd DF Christmas as well, great feeling isn`t it :pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
have a lovely day Kitty (sorry you're working) xx0
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