Dawning of realisation (hello!)

Joek_2

Been trawling through the forum for a very short while now, and just thought I'd pop my head into the fray and say hello.

At the moment, I owe just under £28,000 and have finally decided to sit down and sort things out.

It's not nice when you look back on what you've spent throughout the years and have little to show for it really.

So I've started my daily money diary, amn taking a few days off next week to sort out my SOA and then possibly have a few chats with people and see what we can do.

It's nice to have these forums where there are people who know what it's like and don't feel the need to have a go!

Well, actually, in the real world it'd be lovely for these forums not to exist at all and that no-one was in debt, but there we go!

Anyways, thanks to everyone here, I feel a lot better about having the convictions to sort out my problems.

Cheers, Joe.

pixie1

Joek wrote:

Been trawling through the forum for a very short while now, and just thought I'd pop my head into the fray and say hello.

At the moment, I owe just under £28,000 and have finally decided to sit down and sort things out.

It's not nice when you look back on what you've spent throughout the years and have little to show for it really.

So I've started my daily money diary, amn taking a few days off next week to sort out my SOA and then possibly have a few chats with people and see what we can do.

It's nice to have these forums where there are people who know what it's like and don't feel the need to have a go!

Well, actually, in the real world it'd be lovely for these forums not to exist at all and that no-one was in debt, but there we go!

Anyways, thanks to everyone here, I feel a lot better about having the convictions to sort out my problems.

Cheers, Joe.

Morning Joe :hello:

This truely is a great place to come for help, support and advice.

Youve made the first step towards sorting your debt situation out :T

There are some wonderful people here who will be along to help.

I too booked a couple of days off work when i had my lightbulb moment, i needed the time to sort things out, make those calls and really get to grips with my sitaution. It does get easier.

Good Luck :beer:

Pixie

chocaholic110

Well done on making a start. I know where you're coming from as my debts were about the same as yours when I started but with a bit of advice from here I was able to cut some of it quite significantly straight away. Hope you are able to do the same.

dinkylou

Hi there Joe,

Good luck and well done on starting your DFW journey. You'll start to feel much more in control now and as others on here have found, it affects other parts of your life than just your wallet!

FatJock

Joe,

Well done on the Light Bulb Moment. It might feel a bit daunting at first but once you sort out what money is owed to whom, it'll become a lot easier.

Good Lick.

regards,
FatJock

beverleyhills

Welcome to MSE. The daily spending diary is a good start.

LittleL_4

Hi :hello: and welcome. Wishing you tons of luck on your DF journey. Look forward to seeing you around
L
x

duncans-mum_2

Hi there, and congratulations on your lighbulb moment. You will ahve your ups and downs like us all, but it will be worth it and you will feel so proud as you tackle it head on.All the best:beer:

lynzpower

welcome joe :hello:

all the best with your journey to becoming debt free and richer!

Joek_2

Thanks guys. I'm getting a 'Cheers' moment!

moozie_2

Welcome

It's nice to see yet another peson tackling their debts and taking control of their lives! Look forward to your SOA.

Best of luck!